Shorter Megan McArdle: Your 401(k) and IRA are toast.
Shorter Megan McArdle: I am maxing out my 401(k) and IRA.
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4 comments:
Welllll - in the retirement article she was pushing returns of 2-3% over inflation & suggesting higher savings rates, not lower. And retirement plans have advantages in tax, asset protection* & sometimes matching that make them fairly good options.
So she may be wrong, and does arglebargle a few things in her personal plans, but isn't really being inconsistent to pile into the retirement savings.
*e.g., if she files Chapter 7 or Suderman finds a hole in the pre-nup
I think she was just gloom-and-dooming to advocate getting rid of social security.
I wonder why she doesn't think inflation will be a problem in 5-10 years? I've been reading the opposite but don't know enough to argue the point.
Don't EVER wonder why she thinks something.
You know damn well that way likes madness.
I expect she writes what she's told to write: disparage Social Security and praise IRAs and such, since banks get all the money instead of some Gov trust fund.
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